Open Enrollment 2024 - 2025

Key Terms

What is Open Enrollment?

Open Enrollment is your annual opportunity to review your benefits and ensure they best meet the needs of you and your family for the upcoming plan year beginning February 1, 2025.

During Open Enrollment, you can:

• Add, cancel, or change coverage
• Add or remove eligible family members

Medical vs Supplemental

There are key differences that you should be aware of between Medical & Supplemental benefits.

Medical / Prescription

• Provides comprehensive coverage for primary and major medical services.
• Manages areas including doctor visits, hospital stays, surgeries, preventive care, emergency services, diagnostic tests, and prescription drugs.
• For the 2025 Enrollment Period
  • Is provided by United Healthcare
  • Open-enrollment is ACTIVE (see more below)

Supplemental

• Acts as a secondary layer of coverage, complementing primary medical insurance.
• Manages areas inluding vision, dental, short-term disability and more.
• For the 2025 Enrollment Period
  • Is provided through The American Worker
  • Open-enrollment is PASSIVE (see more below)

Active vs Passive Enrollment

Active enrollment means the following:

• If you wish to elect benefits for the 2025 plan year:
  • You must enroll during the Open Enrollment window, regardless of your current plan elections.
• If you currently have Medical Benefits in 2024:
  • Your current 2024 elections will not carry over into 2025
  • If you do not re-enroll, you will lose coverage in the upcoming plan year
    .
• 2025 Medical / Perscription benefits are ACTIVE.

Passive enrollment means the following:

• If you wish to elect benefits for the 2025 plan year:
  • You may enroll or make changes to your current elections during the Open Enrollment window; any pre-existing elections will roll-over into the new plan year.
• If you currently have Supplemental Benefits in 2024:
  • Your current 2024 elections will carry over
  • If you do not re-enroll, you will not lose coverage of your current Supplemental benefits in the upcoming plan year
    .
• 2025 Supplemental benefits are PASSIVE.

Timeline

What is the Timeline?

Below, you will find an outline of the key dates.

PLEASE NOTE:  There are 5 days where the Open Enrollment windows are open for both Medical and Supplemental benefits, December 2nd – 6th.

We recommend enrolling on these days so you can accomplish your enrollment goals in one session.

How To Enroll

Enrolling in Medical Benefits

Medical Benefits Enrollment | 11/20 – 12/06

To enroll in 2025 medical benefits, you’ll need to login to your Paylocity portal.  Enrollment must be done through a web-browser (Google Chrome is recommended), and cannot be completed through the Paylocity mobile app.

You can do that here:

• Access Paylocity

If you’re having issues logging into Paylocity, or have never done so before, you can visit our Paylocity Help Guide here:

• ARMStaffing.com/Paylocity

Once you’ve logged into Paylocity, find Enterprise Benefits in the navigation menu, and begin your enrollment.

Enrolling in Supplemental Benefits (Vision, Dental, etc.)

To enroll in 2025 supplemental benefits, you’ll need to login to your American Worker portal.  You can do that here:

• The American Worker