Yearly Open Enrollment

Benefits Enrollment

Medical / Prescription - Through Paylocity/Bswift

Supplemental - Through The American Worker

Key Terms

What is Open Enrollment?

Open Enrollment is your annual opportunity to review your benefits and make any updates for the new plan year, which begins February 1.

During Open Enrollment, you can:

  • Add, cancel, or change coverage

  • Add or remove eligible family members

Medical vs Supplemental

There are key differences that you should be aware of between Medical & Supplemental benefits.

Medical / Prescription

  • Provides comprehensive coverage for primary and major medical services.

  • Manages areas including doctor visits, hospital stays, surgeries, preventive care, emergency services, diagnostic tests, and prescription drugs.

Coverage is provided by the company's selected medical carrier.

Note: Open Enrollment for medical coverage may be active or passive each year. See the section below for details.

 

Supplemental

  • Free standing coverage options such as vision, dental, short-term disability, fixed indemnity, and life insurance.

Coverage is provided by the company's selected supplemental benefit carriers.

Note: Open Enrollment for supplemental benefits may also be active or passive each year. See the section below for details.

 

Active vs Passive Enrollment

Active Enrollment

Active Enrollment means you must take action during the Open Enrollment window to keep, change, or waive certain benefits.

If you wish to elect benefits for the upcoming plan year:

  • You must enroll during the Open Enrollment window, regardless of your current plan elections.

If you currently have Medical Benefits:

  • Your current elections will not carry over into the new plan year.

  • If you do not re-enroll, you will lose coverage in the new plan year.

If you have Supplemental Benefits:

  • Your supplemental elections will not carry over into the new plan year.

  • If you do not re-enroll, you will lose your existing supplemental coverage.

 

Passive Enrollment

Passive Enrollment means your current elections automatically carry over unless you choose to make changes such as waiving coverage.

If you wish to elect or change benefits:

  • You may enroll or make updates during the Open Enrollment window.

  • Any existing elections will continue into the new plan year.

  • If you are currently enrolled but want to end coverage, you must log in and waive those benefits during Open Enrollment.

If you have Supplemental Benefits:

  • Your supplemental elections will carry over automatically.

  • If you do not re-enroll, you will retain your coverage.

How To Enroll

Enrolling in Medical Benefits

To enroll in your annual medical benefits, you'll need to log in through the Paylocity web portal. Please note: Enrollment must be completed in a web browser (Google Chrome is recommended). Enrollment cannot be completed through the Paylocity mobile app.

How to Log In

  1. Go to the Paylocity login page.

  2. Enter the following company ID: 125235

If you're having trouble logging in or have never accessed Paylocity before, please refer to our Paylocity Help Guide:

ARMStaffing.com/Paylocity

Start Your Enrollment

Once you've logged in:

  1. Navigate to Bswift Benefits in the main menu.

  2. Follow the steps provided to begin your enrollment.

arrow-to-benefits

Enrolling in Supplemental Benefits (Vision, Dental, etc.)

To enroll in supplemental benefits, you'll need to login to the American Worker portal here: www.theamericanworker.com

Have Questions?

If you have questions about Open Enrollment or your benefits, please contact